Preserving a better future

RahnX by Amin Gold

Malaysia’s first digital gold-pledging experience built on the Ar-Rahnu model you already know. Keep your gold safely stored once, unlock halal cash many times — straight from your phone.

Physical once Digital many times Shariah-compliant
Open my RahnX Wallet See how RahnX works

No crypto, no trading. RahnX simply turns your physical gold into a clear digital record so that pledging, renewing, and monitoring can be done in a few taps.

Live snapshot
Your gold, your cashflow.
A simple view of how RahnX connects your real gold to instant, halal financing.
Gold under custody
✓ Physical
Stored securely at our RahnX partner branch.
Financing access
Up to 80%
Of your gold value, subject to RahnX policy.
Usage
Many times
Renew, overlap, and manage through the app.
In the app, it feels like this:

“I bring my gold once to the branch. After that, I can see it inside my Amin Wallet anytime.”

“When I need cash, I tap ‘Pledge’ in RahnX — my financing appears instantly in the wallet.”

“I spend using my linked card or pay bills directly, while my gold stays safely stored.”

“Later, I can top-up or redeem my gold, all tracked clearly in the RahnX history.”

What is RahnX?
Digital Ar-Rahnu, without changing the rules.
RahnX keeps the same Shariah-compliant gold-pledging structure Malaysians already trust, but removes the hours of travel, queuing, and paperwork.

Traditionally, when you need emergency cash or business capital, you bring your gold to an Ar-Rahnu counter, wait for appraisal, fill in forms, and finally receive your financing in cash. Useful — but slow, and 100% offline.

With RahnX, you still bring your gold once to our partner branch for proper checking and safe storage. After that, your gold appears inside the Amin Wallet as a clear digital balance you can see anytime.

Whenever you need funds, you simply pledge through the app. The financing is credited to your wallet instantly and can be spent via your linked card or bill payments — while your gold remains safely stored under custody.

In simple words

  • Same Ar-Rahnu concept – we only digitise the process, not the contract.
  • Gold stays physical – kept at the branch under trusted custody.
  • Everything visible – you see your gold value, pledge status, and payments in one app.
  • Less travelling – register once at the counter, manage the rest from your phone.
AGT, made human
AGT: a simple digital tag for your gold.
For RahnX to work smoothly, the system needs to “see” your gold in a clear and exact way. That is why we use AGT inside Amin Gold.
Inside the system, not on public markets

AGT (Amin Gold Token) is the internal digital “tag” that represents your physical gold inside the RahnX environment. Think of it like the ticket number on your luggage — the bag is still real and stored safely, but the tag helps everyone track it accurately.

When your gold is checked and stored at our partner branch, the system records an equivalent AGT balance in your Amin Wallet. This lets RahnX calculate how much you can pledge, how much remains, and what needs to be paid back — all in a way that is organised and auditable.

AGT is not a public coin, not a cryptocurrency, and not something you trade on open exchanges. It is simply a digital record so normal Malaysians can enjoy a modern, app-based experience while still dealing with real, physical gold.

What AGT is

  • A 1:1 digital record of the gold you placed under custody.
  • A way for the app to show your gold value and pledge capacity clearly.
  • A tool for calculating storage fees, renewals, and redemptions accurately.

What AGT is not

  • Not a speculative coin or investment by itself.
  • Not a public blockchain or open ledger.
  • Not a replacement for your actual physical gold.

Why this matters

By keeping AGT as a closed, well-defined record inside RahnX, we keep the focus on Shariah-compliant gold-pledging — not on trading coins or chasing price charts. Your gold remains the real asset; AGT is just how the system organises it.

Step-by-step
From gold in your hand to power in your wallet.
RahnX removes repeated trips to the branch, while keeping the important parts — physical checking, safe storage, and clear contracts.
01 • One-time visit
Bring your gold to our partner branch
Your jewellery or gold is inspected, valued, and stored securely. Your RahnX profile and Amin Wallet are linked to this gold.
02 • Digital record
Gold appears in your Amin Wallet
After storage, your gold value shows up in the app via AGT so you can see exactly how much you have and how much can be pledged.
03 • Tap to pledge
Request halal financing in a few taps
When you need funds, choose the amount and confirm. RahnX applies the lien on your gold and credits financing to your wallet.
04 • Spend & manage
Use, renew, or redeem easily
Spend via your linked card or pay bills, then monitor renewals, top-ups, and redemptions — all from your phone, without re-carrying the gold.
Why people choose RahnX
Gold stays with you, time comes back to you.
RahnX is built for everyday Malaysians — from small business owners to families who keep gold as their long-term savings.

Start your RahnX journey today.

Bring your gold once, turn it into a clear digital record in Amin Gold, and unlock fast, halal financing whenever life or business calls for it — without leaving your savings behind.

Open RahnX Wallet Understand AGT first
Actual limits, fees, and eligibility follow RahnX policies and applicable regulations. All pledges remain backed by real, securely stored gold.